Should I borrow money from a loan shark? Or should I do something else?

I think you know the answer to that question...NOOOOOOOOOOOOOOOOOOOOOOOO

.....and what makes you think you will be able to pay back the loan shark????? You might loose your home but what else could you loose by falling behind in payments to a loan shark.

Have you exhausted all other options???

No! Talk to your Mortgage Broker and see if they can cut a deal,& if not check into the new gvt pgm to help against repossessions.Suggest Legal advice also, perhaps legal aide?