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There is no contesting the fact that the introduction of ATM has changed the face of electronic payment in Nigeria. This information hopes to appraise the advent of ATM driven payment with regard to the present and future.Automated Teller Machines (ATM) was introduced into the Nigerian market in 1989, as a matter of fact, the very first ATM in Nigeria was installed by National Cash Registers (NCR) for the defunct Societe Generale Bank Nigeria (SGBN) in 1989.