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A claim is settled after expiry of insurance policy in fire or engineering insurance?

If an insurance claim on Fire Or Engineering insurance policy is settled after expiry of policy, is it needed to reinstate the Sum Insured?

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3 identical products are up for auction, they expire the day after each other. Which do I bid on?

There are three identical products that each expire the day after each other. Which one of these 3 auctions 1 - earliest expiry, 2 - Middle, 3 - ...

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