My husband is retired and has insurance through his retirement benefits. He is now working for a small company. After several years of employment, he has been told that he has to take their insurance. If he does not sign up they will do it for him. He does not want their insurance, he needs to keep the one he has , he will need it when he leaves that job. That cant possibly have the power to tell him he has to spend his paycheck on their insurance. I had him fill out the waiver sheet and hand it in. Don't see how they can sign him up when he has signed a waiver declining coverage.