I rarely use more than 15% of my $1,500 credit limit, but what I really wanted to know was, if I use my card every day for small purchases and then pay them off a few days later, as opposed to letting myself reach, say, $225 and then paying it off, is it going to negatively affect my credit score at all? Thanks in advance for any insight.
Do you live with your family? Rent, education, sustenance, transportation etc ought to be much more expensive than that even for the most frugal person (unless you're paying cash regularly). I wouldn't fret over it, doesn't seem to be a red flag at all unlike an uncontrollable debt.