I'm in the middle of hopefully getting a house I put an offer on. I noticed that the monthly mortgage my lender gave me showed a MIP in the estimate. When I was deciding on what kind of loan to apply for he said "with a FHA loan you don't have to pay PMI". There was no mention of MIP. I still would of done a FHA loan, but maybe would of looked for a cheaper home. This seems shady to me, I now have a offer on the house, which now I do want, and the monthly mortgage is $300 more than what I was calculating. Did they do it to trick me into purchasing a more expensive house, which means more in their pocket, or am I off on that thought? What should I do? What would any of you do?